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Accountant for Freelancers
Fixed fee, online accountants for designers, developers, writers and consultants
Freelancing means juggling clients, invoices and income that changes month to month. We look after your tax return, help you plan for payments on account, deal with VAT on overseas clients and tell you when a limited company makes sense. All for one agreed monthly fee.
- Self Assessment filed for you
- Help with overseas clients
- Sole trader or limited company
- No hidden costs
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In short
What does an accountant for freelancers do?
An accountant for freelancers handles the tax and admin that comes with working for multiple clients. They file your Self Assessment or company accounts, help you set money aside for tax when your income is uneven, advise on VAT for UK and overseas clients, claim the expenses you're entitled to, and tell you when switching from sole trader to limited company would save you money.
- Tax returnsSelf Assessment or limited company accounts filed on time
- Tax planningKnow what to set aside, including payments on account
- VATUK and overseas clients handled correctly
- StructureSole trader or limited company, reviewed as you grow
The freelance tax questions we solve
Freelancing brings questions that a salaried job never did. These are the ones we help with most.
Uneven income
A big month can lead to a big tax bill, plus payments on account towards next year. We show you what to put aside so January never comes as a shock.
Overseas clients
Working with clients abroad changes how VAT applies. We make sure your invoices are right and that foreign income is reported correctly.
Platform income
Earnings from Upwork, Fiverr and similar platforms are now reported to HMRC. We make sure your return matches what the platforms send.
Invoicing and records
We set you up with cloud software for professional invoices and tidy records, so you can see who's paid and what you're owed.
Working from home
Laptops, software subscriptions, a share of your bills and home office costs. We claim what you're entitled to and nothing that would raise questions.
Going limited
As your profits grow, a limited company can reduce your tax. We run the numbers and handle the switch when the time is right.
See freelancer pricing
Our freelancer packages are set out clearly on one page, so you can compare before you speak to us.
What's included for freelancers
Choose what you need, whether you freelance as a sole trader or through your own company.
Self Assessment tax return
Your freelance income and any other earnings on one return, filed before 31 January.
Bookkeeping and invoicing
Cloud software set up for invoices, bank feeds and receipts.
Making Tax Digital
Quarterly updates sent to HMRC if your income is over the threshold.
VAT
Registration advice, the right VAT scheme and returns for UK and overseas work.
Limited company set-up
Your company registered and set up for HMRC when going limited makes sense.
Company accounts and Corporation Tax
Year-end accounts and CT600 returns if you freelance through a company.
Should you freelance as a sole trader or a limited company?
There's no single right answer. It depends on your profit, your clients and how much admin you're comfortable with. These signs can help.
A sole trader may suit you if…
- You're starting out or testing freelance work
- Your profits are modest
- You want the least paperwork
- Your clients don't require you to have a company
A limited company may suit you if…
- Your profits are growing steadily
- Clients or agencies ask you to work through a company
- You want to separate business and personal finances
- You plan to take on bigger contracts
Working through a company on long contracts for one client? IR35 rules may apply. See our contractors page.
Freelancers we work with
From creative work to tech and consulting, these are some of the freelancers who use us as their freelancer accountant.
Key tax facts for freelancers in 2026/27
These figures apply if you freelance as a sole trader in the UK.
Payments on account
If your last tax bill was over £1,000, you pay towards next year's bill in advance, in two instalments.
VAT registration
You must register once your taxable turnover passes £90,000 in any rolling 12 months.
Overseas business clients
Services to business clients abroad are usually outside the scope of UK VAT. Different rules apply to overseas consumers.
Class 4 National Insurance
Charged at 6% on profits between £12,570 and £50,270, and 2% above.
Digital platform reporting
Freelance marketplaces now send details of what you earn through them to HMRC each year.
Sources: GOV.UK payments on account, GOV.UK VAT registration, GOV.UK place of supply of services, GOV.UK National Insurance.
Fixed fee accountant for freelancers
Your income may vary from month to month, but your accountancy bill won't. As a fixed fee accountant for freelancers, we agree one monthly price before we start, and questions never add to it.
- A cost you can plan around
- No charge for calls or emails
- Price agreed before we start
Online accountant for freelancers
You work remotely, and so do we. As an online accountant for freelancers, we connect to your bank and invoicing software, and you can reach us by phone, email or video wherever you're working.
- Bank feeds and invoicing connected
- Upload receipts from your phone
- Support anywhere in the UK
Already have an accountant?
You can switch to us at any time of year. We contact your current accountant and take care of the handover.
Freelancer FAQs
Do freelancers need an accountant?
You don't have to use one, but many freelancers find it worthwhile. An accountant makes sure your income from different clients is reported correctly, claims every allowable expense, helps you plan for payments on account and tells you when a limited company would save you tax.
Should I freelance as a sole trader or a limited company?
Most freelancers start as sole traders because it's simpler. A limited company can become more tax-efficient as profits grow, and some clients prefer to work with a company. The right choice depends on your profit, plans and circumstances, so we'll run the numbers with you.
Do I charge VAT to overseas clients?
If you're VAT registered and supply services to a business client outside the UK, the service is usually outside the scope of UK VAT, so you don't add UK VAT to the invoice. Different rules can apply to overseas consumers and to certain services, so we'll check your situation.
What expenses can freelancers claim?
You can claim costs incurred wholly and exclusively for your freelance work. Common examples include computer equipment, software subscriptions, a share of home running costs, phone and internet use, professional memberships, training that updates existing skills, and business travel.
How do payments on account work?
If your last Self Assessment bill was over £1,000, HMRC asks you to pay towards next year's bill in advance, in two instalments due on 31 January and 31 July. This often catches out new freelancers in their first or second year, so we help you plan for it.
Does HMRC know about my Upwork or Fiverr income?
Yes. Under the digital platform reporting rules, freelance marketplaces send HMRC details of what users earn through them each year. Your tax return needs to include this income, and we can help correct earlier years if needed.
How much does an accountant for freelancers cost?
It depends on whether you work as a sole trader or limited company, how many clients and transactions you have, and whether you're VAT registered. We charge one fixed monthly fee, agreed before we start. You can compare packages on our freelancer pricing page.
Can you help with IR35?
Yes. IR35 mainly affects people working through their own limited company on longer contracts for one client. Our contractors service covers IR35 reviews, and we can help you understand whether it applies to you.
Talk to an accountant for freelancers
Tell us about your freelance work and we'll confirm your fixed monthly fee, with no obligation.