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Accountant for Small Businesses
Fixed fee, online accountants for shops, trades, salons, restaurants and growing teams
Running a small business means staff to pay, VAT to file and cash flow to watch. We take care of your accounts, payroll, VAT and tax, give you clear figures every month and help you plan ahead, all for one agreed monthly fee.
- Accounts and tax handled
- Payroll and VAT included
- Monthly figures you can use
- No hidden costs
Get your small business quote
Tell us about your business and we'll send your fixed fee quote.
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In short
What does an accountant for small businesses do?
An accountant for small businesses keeps an established business compliant and in control. They prepare year-end accounts and tax returns, run payroll for your staff, file VAT returns under the right scheme, keep your books up to date and produce management accounts that show your profit and cash flow, so you can make decisions with confidence.
- Accounts and taxYear-end accounts and returns filed on time
- PayrollStaff paid correctly, with pensions handled
- VATThe right scheme, and every return filed
- Monthly figuresProfit, cash flow and margins you can act on
The day-to-day challenges we take off your hands
Once a business has staff, premises or stock, the admin grows quickly. These are the areas small business owners ask us about most.
Cash flow
Know what's coming in and going out, and plan for VAT, tax and quiet months before they arrive.
Management accountsStaff and payroll
Payslips, RTI submissions, pensions, holiday pay and the minimum wage, all handled correctly.
Payroll (PAYE)VAT
Choosing between standard, cash or flat rate accounting can make a real difference to your cash.
VAT returnsStock and margins
See which products and services really make money, and where costs are creeping up.
BookkeepingGrowth decisions
Hiring, new premises, equipment or moving to a limited company, planned with the numbers in front of you.
Limited companiesDeadlines
Accounts, Corporation Tax, VAT, payroll and confirmation statements tracked and filed on time.
Corporation TaxSee our small business packages
Choose a ready-made package or build your own, with every price agreed up front.
What's included for small businesses
Choose the services your business needs, all covered by one fixed monthly fee agreed before we start.
Year-end accounts
Accounts prepared and filed with Companies House and HMRC.
Bookkeeping
Sales, costs and bank feeds kept up to date in cloud software.
Payroll and pensions
Weekly or monthly payroll, RTI and auto-enrolment for your team.
VAT returns
The right VAT scheme and quarterly returns under Making Tax Digital.
Management accounts
Monthly or quarterly reports with cash flow forecasts.
R&D tax relief
Claims for businesses developing new products, processes or software.
Small businesses we work with
Every sector has its own VAT rules, costs and deadlines. Find your type of business below and see how a small business accountant can help.
Shops and retail
Food and hospitality
Health, beauty and fitness
Construction and trades
Motor, transport and services
Online sellers
Professional and creative
Education, care and community
We haven't listed that one here, but we almost certainly work with it. See all business types or ask us.
Key figures for small businesses in 2026/27
The rates and limits that affect most small businesses with staff, equipment or VAT.
Employment Allowance
Reduces your employer's National Insurance bill each year, if you have employees other than a sole director.
Employer's National Insurance
Paid on employees' earnings above £5,000 a year.
National Living Wage
The minimum hourly rate for workers aged 21 and over.
Annual Investment Allowance
Deduct the full cost of most equipment, machinery and vans from your profits in the year you buy them.
VAT cash accounting
Pay VAT when your customers pay you, not when you invoice, if taxable turnover is below this limit.
Corporation Tax
19% on profits up to £50,000 and 25% above £250,000, with marginal relief in between.
Sources: GOV.UK Employment Allowance, GOV.UK minimum wage rates, GOV.UK Annual Investment Allowance, GOV.UK VAT cash accounting.
Fixed fee accountant for small businesses
Margins in a small business are tight, so surprise bills hurt. As a fixed fee accountant for small businesses, we agree one monthly price covering your accounts, payroll and VAT, and your team can call us without adding to it.
- One monthly fee for everything agreed
- No charge for questions
- Price agreed before we start
Online accountant for small businesses
You're busy running the business, not visiting an accountant. As an online accountant for small businesses, we connect to your bank, till and payroll software, and talk to you by phone, email or video.
- Bank, till and software connected
- Open weekday evenings and Saturdays
- Support anywhere in the UK
Not getting enough from your accountant?
You can switch to us at any time of year. We contact your current accountant and handle the move, so nothing is missed.
Small Business FAQs
Does a small business need an accountant?
There's no legal requirement, but most small businesses with staff, VAT or a limited company use one. An accountant keeps you compliant, makes sure you claim every allowance and relief, and gives you figures you can use to run the business, which usually more than covers the cost.
What is the Employment Allowance?
It's a yearly reduction in your employer's National Insurance bill, currently up to £10,500. Most businesses with employees can claim it, but companies where the only employee is a director can't.
Which VAT scheme is best for a small business?
It depends on your customers, margins and cash flow. Cash accounting, available below £1.35 million taxable turnover, means you only pay VAT once customers pay you. The Flat Rate Scheme, available below £150,000, can simplify returns for some businesses. We'll compare the options for you.
Can I claim the full cost of equipment and vans?
Usually, yes. The Annual Investment Allowance lets you deduct the full cost of most equipment, machinery and vans, up to £1 million a year, from your profits in the year you buy them. Cars are treated differently.
How often should a small business get management accounts?
Monthly works well for businesses with staff, stock or tight cash flow. Quarterly suits steadier businesses. Management accounts show your profit, margins and cash position, so you can spot problems early and plan ahead.
Should my small business be a limited company?
Many small businesses start as sole traders or partnerships and move to a limited company as profits grow. A company can reduce tax and limits your personal liability, but brings more paperwork. We'll work through the numbers with you.
Can I switch accountants part way through the year?
Yes. You can switch at any time. We contact your current accountant for the information we need, take over your HMRC and Companies House authorisations, and make sure your deadlines are covered.
How much does an accountant for small businesses cost?
It depends on your turnover, number of employees, whether you're VAT registered and how often you want reports. We charge one fixed monthly fee, agreed before we start. You can choose a ready-made package or build your own.
Talk to an accountant for small businesses
Tell us about your business and we'll confirm your fixed monthly fee, with no obligation.