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A self-employed worker managing their earnings and tax

Accountant for Self-Employed People

Fixed fee, online accountants for everyone who works for themselves

Whether you deliver for Uber or Just Eat, work as a locum doctor, take on engineering contracts or earn on the side of a job, we handle your Self Assessment, claim the expenses you're entitled to and keep you on the right side of HMRC. One agreed monthly fee, with a qualified accountant on hand.

  • Self Assessment filed for you
  • Every allowable expense claimed
  • Making Tax Digital ready
  • No hidden costs

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In short

What does an accountant for self-employed people do?

An accountant for self-employed people works out the tax on everything you earn outside a salary, whether it comes from delivery apps, locum shifts, contracts or a side business. They prepare and file your Self Assessment, claim every allowable expense, combine any employment income on the same return, and make sure HMRC deadlines and Making Tax Digital are handled.

  • Self AssessmentAll your income on one return, filed before 31 January
  • ExpensesMileage, phone, equipment and professional costs claimed
  • Mixed incomePAYE jobs, app earnings and contracts brought together
  • HMRCRegistration, letters and payments on account handled

Who we help as self-employed

Self-employment isn't just for people running a shop or a trade. If you're paid for work without being on a payroll, you're usually self-employed in HMRC's eyes, and a self-employed accountant can help.

Delivery and ride-hailing

Drivers and riders for Uber, Uber Eats, Just Eat, Deliveroo, Amazon Flex, Evri and Bolt. We claim your mileage and phone costs, and match your figures to what the apps report to HMRC.

Accountants for delivery drivers

Doctors and healthcare

Locum GPs and hospital doctors, dentists, nurses and therapists with private or sessional work. We include professional fees, indemnity and travel between sites.

Accountants for healthcare professionals

Engineers and technical

Self-employed engineers, surveyors, IT specialists and technicians working on site or project contracts. We claim tools, software, training and travel.

Accountants for engineers

Construction and CIS

Subcontractors paid under the Construction Industry Scheme. We reconcile the tax already deducted and reclaim any overpayment through your return.

Construction Industry Scheme

Side income with a job

Employed during the week, self-employed in your spare time. We put your salary and side earnings on one return, so you only pay the tax you owe.

Accountants for employed individuals

Online sellers and creators

People selling on Etsy, eBay or Vinted as a business, and creators earning from content. We work out what's taxable and what you can claim.

Accountants for eCommerce

Self-employed, sole trader or freelancer: what's the difference?

Self-employed is a tax status. It describes how HMRC treats your income when you work for yourself rather than for an employer. Sole trader and freelancer describe how you run that work, and many people are more than one at once.

QuestionSelf-employedSole traderFreelancer
What it describesYour tax status with HMRCA business you run in your own nameA way of working, project by project
Typical examplesApp drivers, locum doctors, CIS subcontractors, side incomeElectricians, hairdressers, shop ownersDesigners, writers, developers, consultants
Can you also have a job?Yes, very oftenYesYes
How you're taxedSelf Assessment on your self-employed profitSelf Assessment on business profitSelf Assessment, or through a limited company
Best page for youYou're on itAccountant for sole tradersAccountants for freelancers

Not sure if you're self-employed or an employee? HMRC's employment status tool can help, or we can check for you.

Know your fee before you commit

Tell us how you earn and we'll confirm one clear monthly price, with no obligation.

Expenses self-employed people often miss

You can claim costs that are wholly and exclusively for your work. These are the ones we see missed most often.

If you are…You may be able to claim
A delivery or ride-hailing driverBusiness mileage, platform fees, phone and data, hot or cold bags, and the business share of insurance
A locum doctor or healthcare workerProfessional body fees on HMRC's approved list, medical indemnity, and travel between work sites
An engineer or technicianTools, protective clothing, software, training that updates existing skills, and site travel
A CIS subcontractorMaterials, tools, van costs and protective equipment, plus a refund of any CIS tax overpaid
Anyone working from homeA share of household running costs, or HMRC's flat rate based on the hours you work there

HMRC mileage rates (simplified expenses)

  • 45pper mile for the first 10,000 business miles in a car or van
  • 25pper mile for each business mile after 10,000
  • 24pper mile on a motorcycle
  • 20pper mile on a bicycle

Source: GOV.UK simplified expenses. You can use simplified mileage or claim actual vehicle costs, but not both for the same vehicle.

Key tax rules for the self-employed in 2026/27

£1,000

Trading allowance

If your self-employed income is £1,000 or less in a tax year, you usually don't need to tell HMRC about it.

5 October

Register with HMRC

Register for Self Assessment by 5 October after the end of the tax year you started earning.

31 January

Online tax return

Your return is due online by 31 January, along with any tax owed for the previous year.

6% and 2%

Class 4 National Insurance

Charged at 6% on profits between £12,570 and £50,270, and 2% above.

Apps report

Digital platform reporting

Platforms such as Uber, Deliveroo and Etsy now send details of your earnings to HMRC every year.

£50,000

Making Tax Digital

Quarterly digital updates apply if your qualifying income is over £50,000. The threshold is being lowered in stages.

Sources: GOV.UK working for yourself, GOV.UK National Insurance, GOV.UK digital platform reporting.

Behind on your tax returns?

It's common for self-employed people to fall behind, especially with app or side income. We'll bring your returns up to date and deal with HMRC for you.

Fixed fee accountant for self-employed people

Self-employed income often goes up and down, so your accountancy bill shouldn't. As a fixed fee accountant for self-employed people, we agree one monthly price at the start, and calls or emails don't add to it.

  • Spread the cost across the year
  • No charge for questions
  • Price agreed before we start

Online accountant for self-employed people

Many self-employed people work shifts, evenings or on the road. As an online accountant for self-employed people, we fit around you: upload app statements and receipts from your phone, and talk to us by phone, email or video.

  • Send documents from your phone
  • Open weekday evenings and Saturdays
  • Support anywhere in the UK

Self-Employed FAQs

Do I need an accountant if I'm self-employed?

You don't have to use one, but many self-employed people do. An accountant makes sure every allowable expense is claimed, your income from different sources is reported correctly, and your return is filed on time, which often saves more than it costs.

Are Uber, Just Eat and Deliveroo drivers self-employed?

In most cases, yes. If you deliver or drive through an app and aren't on the platform's payroll, HMRC treats you as self-employed. You'll need to register for Self Assessment if your earnings are over £1,000 a year, and you can claim costs such as mileage and phone use.

Does HMRC know about my app earnings?

Yes. Under the digital platform reporting rules, platforms such as Uber, Deliveroo, Airbnb and Etsy send HMRC details of what their sellers and drivers earn each year. It's important your tax return matches, and we can help if earlier years need correcting.

Are locum doctors self-employed?

Most locum GPs and many sessional doctors are self-employed, although some work through agencies or their own limited company. As a self-employed locum you file a Self Assessment return and can claim professional fees, indemnity and travel between sites.

I have a job and self-employed income. Do I need a tax return?

Yes, if your self-employed income is over £1,000 in a tax year. Your salary and self-employed profit go on the same Self Assessment return. The tax already taken through PAYE is taken into account, so you only pay what's still owed.

What mileage can I claim if I'm self-employed?

Using HMRC's simplified expenses, you can claim 45p a mile for the first 10,000 business miles in a car or van and 25p a mile after that. Motorcycles are 24p a mile and bicycles are 20p. Alternatively, you can claim a share of your actual vehicle costs.

How much does an accountant for self-employed people cost?

It depends on how many income sources you have, how much record keeping you need and whether Making Tax Digital applies to you. We charge one fixed monthly fee, agreed before we start. You can see our packages on the pricing page or ask for a quote tailored to you.

Can you help if I've missed a tax return deadline?

Yes. We can prepare and file late returns for earlier years, work out any tax and penalties owed, and deal with HMRC on your behalf. The sooner a late return is filed, the more penalties and interest can usually be limited.

See all FAQs

Talk to an accountant for self-employed people

Tell us how you earn and we'll confirm your fixed monthly fee, with no obligation.